Vivek Bajaj is the Global VP of Solutions for IBM Financial Services. He leads a worldwide team of experienced Sales, Technical Sales and Industry consultants who work with major financial institutions to deliver pre-built industry specific solutions in the areas of risk & compliance, client insight, payments & counter fraud.
Alongside his leadership responsibilities Vivek works directly with C-suite executives to share best practices based on his two decades of expertise in financial services. He has personally driven strategic transformation initiatives by leveraging cognitive & advanced analytics at major financial institutions in the recent past. In particular he has an in-depth understanding of financial services use cases around customer centricity, risk & compliance and counter fraud.
Vivek has played numerous roles directly related to the financial services industry over the last several years. Directly prior to his current role Vivek led the WW Financial Services Analytics team for IBM. In the years before that Vivek has held a number of leadership positions in financial services including managing the client executive relationship with a top-10 financial institution and heading a strategic consulting practice for financial services globally. He also set and grew a financial services sales & delivery practice at Microsoft in the past. He is recognized as an industry expert and invited to speak at a multitude of industry executive roundtables, technology conferences and universities to highlight real world financial services and big data use cases. Vivek is also regularly interviewed and published by industry journals and think tanks. Vivek is a recognized IBM management and sales leader with numerous awards and citations.
He is an economics and management university graduate from the University of Mumbai and has a post graduate MBA degree from Henley Business School, UK.
When not at IBM, Vivek is passionate about sports, travel and spending time with his family.
Marc Bayle leads the Directorate General Market Infrastructure and Payments at the European Central Bank (ECB). Previously he managed the T2S Programme as T2S Programme Manager. Before that, Marc managed dossiers related to the promotion of market integration and the definition of the Euro system’s operational framework, focusing in particular on payment systems and market infrastructure. He has authored publications on the market infrastructure integration and related issues, such as the euro repo market. He is an active member and chairman of European and international working groups and frequently speaks at international conferences.
Before joining the ECB he worked for ten years at SICOVAM S.A. (now Euroclear France), in particular as Adviser to senior management. He graduated from CERAM with a Master’s degree in Finance, having specialised in audit and post-market infrastructure.
Denis Beau is Director General of Financial Stability and Operations and a member of the Executive Committee of Banque de France. In this capacity, he chairs the National Retail Payments Committee, the French Financial Center Robustness Group and is a member of European and international committees dealing with monetary policy and financial stability issues and prudential regulation of banks.
Born in 1962, he joined Banque de France in 1986 after graduating from l’Institut d’Etudes Politiques de Paris. He subsequently received a Master’s degree in Business Administration from INSEAD. His career path at the Banque de France led him to hold management positions in the Financial Markets, Payments and Market Infrastructures and Economics and International Relations departments. He was also seconded to the New York Fed (1997-1998) and served at the Bank for International Settlements as secretary of the G10 Committee on Payment and Settlement Systems (2007-2008).
Morten Bech joined the BIS in mid-2011. Before taking up his current assignment in 2016, he held the position of Secretary to the Markets Committee, with responsibility for coordinating and contributing to the activities of the Committee and its various working groups. He previously worked for the Federal Reserve Bank of New York and the Danish central bank. In 2009, he was a visitor at the Monetary Affairs Division of the Federal Reserve Board in Washington DC. He holds a PhD in economics from the University of California, Santa Barbara. He has written on different issues relating to monetary policy implementation, money markets, network topology of financial markets, large-value payment systems and systemic risk. The full listing of Morten’s publications is available on the BIS profile page: www.bis.org/author/morten_linnemann_bech.htm
Vítor Bento is a graduate in Economics from ISEG-Lisbon School of Economics and Management and has a Master’s degree in Philosophy from the Portuguese Catholic University.
He is Chairman (and former CEO) of SIBS (Payments Processor and Payments Networks Management), Chairman of ECPA (European Card Payments Association) and Adviser of Semapa (Pulp, Paper and Cements). He is also a renowned economist and local opinion maker. Previously he was director at the Portuguese central bank, Director-General of the Treasury, CEO of the Portuguese Debt Management Office, CEO of SIBS, Unicre, and BES/Novo Banco, and NED at Galp Energia, PT Prime and Visa Europe. He has taught Economics and Finance in several Portuguese Universities, was a member of the Council of State by appointment of the former President of the Republic, and published several books on the Portuguese economy.
Professor Dr R.J. (Ron) Berndsen is Head of the Market Infrastructures Policy Department of De Nederlandsche Bank, Amsterdam and attached to the department of Economics at Tilburg University as professor of Financial Market Infrastructures and Systemic Risk (endowed chair).
He is a member of the Market Infrastructure Board at the European Central Bank and a member of the Committee on Payments and Market Infrastructures at the Bank for International Settlements. He co-chairs the FSB Group on Cross-Border Crisis Management for Financial Market Infrastructures.
He is editor-in-chief of the Journal of Financial Market Infrastructures and a member of the Advisory Council of the Swift Institute. He has worked for De Nederlandsche Bank since 1992, including in various management functions in the field of monetary and economic policy. From 2003 until 2015 he has been Head of the Oversight Department.
He was awarded a doctorate of Tilburg University in 1992 for his PhD thesis in the area of Economics and Artificial Intelligence.
Mark Buitenhek is the Global Head, Transaction Services at ING Bank, where he is responsible for payments, cash management, trade finance, working capital solutions, and commercial cards as well as advanced analytics.
This strategic business unit is heavily influenced by major shifts in client needs, technology, regulation and resulting changes on the various business models. Reshaping these models by a.o. innovation is one of the key aspects in this area, which is why Mark focuses on digitization, process redesign and distributed ledger solutions.
Mark is an active leader in a range of international industry bodies, including SWIFT, MasterCard and the European Payments Council. He joined ING in 1988 and has over 28 years of international experience across Retail and Wholesale banking.
Marci Chavez graduated with a Bachelor's degree in Accounting from Texas A&M University in 1990, and a few years later earned her CPA certification. She has worked for 3+ years in Public Accounting firms in Audit in both Waco and Dallas, Texas, as well as working as Controller for a Business Insurance/Risk Management company. She joined Currency Systems International (CSI) in 1996 as a Senior Accountant, and soon became Controller. In her last few years at CSI she served as CFO.
Throughout her career at CSI, Marci worked closely with the Sales, Engineering, Manufacturing, Service, and Project Management teams tracking progress of manufacturing and engineering development projects and sales contract completions and fulfilments. De La Rue bought CSI in 2001, and she played a key role in completing the transaction and the following transition within De La Rue. She left De La Rue in February of 2002 and worked as a financial consultant for Trailblazer Studios out of their Dallas office, while also helping Richard Haycock organize Currency Research USA Corp. She initially worked on a consulting basis for Currency Research, and then joined them in a full-time position in 2005 as CFO and Sponsor Coordinator. She was promoted to Vice-President/CFO in 2009 and in August of 2011 was named President.
Marci also serves as a Board Member and Treasurer the International Association of Currency Affairs (IACA) and acts as Treasurer for the Cash Management Association of the Americas (CMAA), and is a member of the ATMIA Cash Council. Marci currently lives in Hurst, Texas.
Massimo Cirasino, an Italian national and an economist, joined the World Bank Group in July 1998. In his current position, he serves as Advisor in the Finance and Markets Global Practice (GFMDR).
Mr. Cirasino has represented the World Bank on several task forces coordinated by the Committee on Payments and Market Infrastructure (CPMI) of the Bank for International Settlements (BIS) and the International Organization of Securities Commissions (IOSCO). Mr. Cirasino is the Co-Chairman of the BIS-World Bank Task Force that has developed the (consultative) report on Payment Aspects of Financial Inclusion (PAFI).
Prior to joining the World Bank Group, Mr. Cirasino worked at Banca d’Italia in the Payment System Department from 1993 to 1996, and, later on, in the Representative Office in New York.
Mr. Cirasino has degrees in Economics and Business and Political Sciences respectively from the Luiss University (Rome) and the La Sapienza University (Rome). Mr. Cirasino’s Master’s Degree in Banking was obtained from the La Sapienza University and his Master’s in Philosophy degree in Economics is from the New York University (NYU).
Richard P. Dzina is Executive Vice President of the Financial Services Group at the Federal Reserve Bank of New York and a member of the Bank’s Management Committee. The Financial Services Group includes the Wholesale Product Office, which is responsible for managing the Fedwire Funds, Fedwire Securities and the National Settlement Services on behalf of the Federal Reserve System, and the Cash and Custody and Electronic Payments Functions.
Prior to assuming the Wholesale Product Director role in July 2015, Mr. Dzina served as Product Manager of the Wholesale Product Office. From 2008 through 2012 he ran the market operations, monitoring, and analysis function in the Markets Group.
Mr. Dzina holds a bachelor's degree from Princeton University and a master of business administration degree from Columbia Business School. He also holds the Chartered Financial Analyst designation. Prior to pursuing his graduate studies, Mr. Dzina served as an officer in the U.S. Army.
Adam Furgal is the Global Head of R3’s Incubator & Accelerator and Chair of the Cash and Payments Working Group. He works with R3’s 80+ member consortium, Corda platform team, FinTech partners and regulatory / academic partners to encourage innovate using distributed ledger technology.
Previously, Adam was a Director at Barclays in London holding roles including Chief Agilist, Head of Debt Finance Technology, Risk Technology Partner and Solution Architect. He started his career consulting across North America working as software developer, architect and financial services practice lead. Adam has worked in thirteen countries and lived in three. He enjoys getting things done, building high performing teams, learning and having fun along the way.
He holds a first-class degree in Computer Science from the University of Manitoba, Canada.
Gerry Gaetz is President and CEO of Payments Canada, where he leads the transformation of the organization’s enabling legislation, governance, internal capacity and business.
Mr. Gaetz previously held executive roles at the Bank of Canada. As Chief of Currency he was responsible for Canada’s new polymer banknote series and as Chief of Banking Operations he led the redevelopment of the core banking system.
Mr. Gaetz is a member of the International Council of Payment Association Chief Executives, is on the advisory boards of two private companies, is a director of Fortress Paper, and is a former member of the Banknote Ethics Initiative Accreditation Council. He also co-led the leadership program at the Gestalt International Study Center. Mr. Gaetz holds an MBA from the University of Ottawa and is a Chartered Professional Accountant.
Jean-Michel Godeffroy is an independent consultant based in Paris. He retired from the European Central Bank in 2014, after 16 years as Director General in charge of payment systems and market infrastructures. In this capacity, he played a key role in the successful implementation of the TARGET2 system, the RTGS for the euro area; and T2S, the integrated securities settlement system for Europe. He also contributed actively to the SEPA project, whose objective was to create uniform payments instruments in Europe. He chaired the Payment and Settlement Systems Committee of the Eurosystem and the T2S Board. He was a member of the G10/G20 CPSS (now CPMI).
Jean-Michel started his career at Banque de France in 1982 where he was successively foreign exchange dealer, investment manager and banking supervisor. In 1989-1990, he was seconded to the Federal Reserve Bank of New-York.
Jean-Michel holds a degree for the Institut d’Etudes Politiques de Paris (SciencesPo) and an economics degree from University of Panthéon-Sorbonne.
Andrew Hauser is the Executive Director for Banking, Payments and Financial Resilience. In this role, Andrew leads the teams responsible for: the assessment of financial risks to the Bank of England’s balance sheet; the operation and strategic development of the Bank’s provision of payment system services, including in particular the Real-Time Gross Settlement infrastructure, which settles over £500bn of daily sterling payments and securities transactions; and the Bank’s wholesale and retail banking operations, including the provision of Emergency Liquidity Assistance.
Andrew joined the Bank in 1992, and has worked widely at senior levels across most of its major policy and operational areas. Most recently, Andrew was Director for Markets Strategy, where he led the joint Bank / HM Treasury / FCA team that produced the Fair and Effective Markets Review. Prior to that, he was head of the Bank’s sterling markets operations, Private Secretary to the Governor, represented the United Kingdom as Alternate UK Executive Director to the IMF in Washington, D.C., and led the production of the Inflation Report and oversight of the Bank’s regional agency network. He has also served on the secretariats to both the Monetary Policy Committee and the Financial Policy Committee. Andrew is a non-Executive Director and Chair of the Audit and Risk Committee for the NHS Litigation Authority.
He has an MSc in Economics from the London School of Economics and an MA in Politics, Philosophy and Economics from Oxford University.
Petra Hielkema is Division Director Payments and Market Infrastructure at the Dutch Central Bank. The division is responsible for payments and collateral Operations of the central bank, oversight, policy and cyber intelligence. The TIBER project (Threat Intelligence Based Ethical Red teaming) is also run from her division. Petra joined the Dutch Central Bank in February 2007. In 2013, she became Head Insurance Policy. In 2015, she was appointed as Head of the DNB Expert Center for Fit & Proper testing, assessing (supervisory and management) board members in the financial sector. In February 2017, she started as Director. Prior to joining the Dutch Central Bank Petra had an international career in the oil and gas industry.
Petra is a member of the CPMI as well as the CPMI/IOSCO Steering Group. She is also a member of the Supervisory Board and Executive Committee of Child and Youth Finance International. Petra has a European Masters in Law & Economics and a Masters in Russian Studies. She is married and a proud mother of three children.
Kyle Kim is Head of the International Cooperation Section in the Payment & Settlement Systems Department of the Bank of Korea, where he is responsible for dealing with international affairs relating to payments and financial market infrastructures. He has participated in various meetings of international consultative bodies including the CPMI and CLS Oversight Committee, as well as in the Asia Pacific regional forums such as the EMEAP Payment & Settlement Systems Working Group and SEACEN.
Kyle entered the Bank of Korea in 1998 after studying economics at the State University of New York in the United States, and he has about 7 years of experience in the payments policy area.
Steve Ledford is a well-known and highly regarded thought leader in the payments industry. At The Clearing House, he is Senior Vice President, Product and Strategy and works with payments leaders on strategic issues facing our banks today and leads initiatives to address them.
Mr. Ledford has advised leading banks, financial services firms and payment organizations in the US and globally for more than 30 years. His work has focused on payments, advising clients on business strategy, product development, IT and infrastructure planning, operations and the deployment of new payment systems.
Prior to joining The Clearing House, Mr. Ledford was a partner with Novantas, a financial services consulting firm. Before that he was a leader in McKinsey’s global payments practice, and was President of Global Concepts, a consulting and research firm specializing in payments and cash management. Mr. Ledford is a graduate of Wofford College with a BA in Economics.
Gottfried Leibbrandt joined SWIFT in 2005 to focus on the development of the SWIFT2010 strategy. Upon completion of the strategy, he was appointed Head of Standards. In 2007, he was promoted to Head of Marketing. Gottfried ran a global organisation responsible for the development and delivery of SWIFT’s strategic initiatives spanning products & services, standards, innovation, banking, corporate and securities market segments. More recently, Gottfried was a key architect behind the creation of the SWIFT2015 strategy, which is being implemented and remains a priority for the co-operative. He was appointed CEO in July 2012.
Prior to joining SWIFT, Gottfried worked for McKinsey & Company for 18 years as a partner in the Amsterdam office and a co-leader of the European payments practice. He holds a Master’s degree in Econometrics and Statistics from the Vrije Universteit Amsterdam and an MBA from the Stanford Graduate School of Business. Gottfried also holds a PhD in Economics from Maastricht University where his thesis was "Payment instruments and network effects: adoption, harmonization and succession of network technologies across countries".
Hays Littlejohn is CEO of EBA CLEARING, a major private industry provider of pan-European infrastructure solutions for euro payments. Prior to that, he held managerial and executive positions in global transaction banking at UBS, covering the areas of product management, relationship management, sales, business development and market infrastructures. Hays also served on the Boards of CLS and EBA CLEARING.
Lorenza Martínez is General Director of Payment Systems, and Corporate Services at the Central Bank of Mexico. From October 2008 to December 2012 she was Undersecretary of Industry and Commerce at the Ministry of Economy of Mexico. There she was in charge of the development and implementation of public policies in the areas of foreign and domestic trade and industry with the aim of increasing the productivity of the country.
From December 2006 to September 2008 she was Chief of Insurance and Pensions at the Ministry of Finance of Mexico. Among her achievements was being head of the government team in charge of transforming the pay-as-you-go pension system of government workers to a fully funded one, including the legislative reforms and their implementation. She also was in charge of the development of the catastrophic risk management strategy of the federal government.
Before that she was Director of Economic Studies of Banco de México and economic professor at ITAM. Her publications and areas of research include the effects of inflation on income distribution, the importance of property rights on the development of the financial system and economic growth, monetary policy and the transmission mechanism in Mexico, the structure of corporate debt of Mexican public firms, among others. Lorenza earned her PhD degree in Economics at MIT.
Yves Mersch is a member of the Executive Board of the European Central Bank (ECB). His eight-year term started on 15 December 2012.
He was Governor of the Banque centrale du Luxembourg from 1 June 1998 to 14 December 2012. He has been a member of the Governing Council and the General Council of the ECB since its creation in 1998. He is the longest-serving founding member of these two decision-making bodies.
After obtaining post-graduate degrees in international public law and political science, Mr. Mersch started his career at the Luxembourg Ministry of Finance in 1975. Before joining the Permanent Representation of Luxembourg to the United Nations in New York in 1980, he was seconded to the International Monetary Fund in Washington. Upon his return to Luxembourg in 1981, he worked at the Ministry of Finance. From 1985 to 1989 he was Government Commissioner in charge of oversight of the Luxembourg stock market. Between 1983 and 1999 he was a member of the Council of the Luxembourg Monetary Institute, Luxembourg’s banking supervisory authority.
As Personal Representative of the Minister of Finance, Mr. Mersch contributed to the design of the Maastricht Treaty.
In 2013 Mr. Mersch joined the Scientific Advisory Board of the Systemic Risk Centre at the London School of Economics and Political Science, and in 2014 was appointed Honorary Professor at the University of Luxembourg. As of 2015 Mr. Mersch became a member of the Central Bank Governance Group at the Bank for International Settlements.
Born in Luxembourg on 1 October 1949, Yves Mersch is married with two children.
Luke Olbrich has been in the payments business around the globe for over 20 years. Luke heads PayPal’s Europe, Middle East and Africa (EMEA) core payments business and is a Senior Director and member of the PayPal Management Board for the PayPal Bank, based in Luxembourg. In this role, Luke is responsible for the core payments business, managing the multiple payments providers for the PayPal network. His position includes the management of all vendor and network business for both ACH and card payments for PayPal across the EMEA region. Additionally, Luke and his team drive and support PayPal senior management business strategy decisions, and supervise adoption of PayPal’s strategies for innovative payment solutions and new market opportunities across the region. Luke regularly engages with financial regulators and policy makers on matters of European payment system innovation, stability and security.
Luke is also an active senior management sponsor for PayPal’s LGBT Pride Group and also regularly provides support to the Women at PayPal group.
Prior to joining PayPal, Luke worked for over 18 years with MasterCard Worldwide in a series of roles with increasing responsibility across the business and in multiple global regions. In his last position Luke managed MasterCard Worldwide’s core credit business and rewards, loyalty, customer service, insurance and benefits business for the Europe region, based in London. Before this role, Luke spent over 10 years in MasterCard’s Brussels European regional HQ managing the company’s Maestro and Debit MasterCard debit card and ATM business across 54 countries including marketing, public affairs, SEPA compliance, operations, and product development. He started with MasterCard in the New York Headquarters in Operations and held a number of other roles from Franchise Management, Retailer Acceptance, amongst others.
Luke began his career at Chemical Bank in New York City as part of their Management Trainee Programme and he is a graduate of Georgetown University’s School of Foreign Service and was a Master of Arts candidate in History at Harvard University.
Luke speaks English and German, and has a fair knowledge of French, Dutch and Italian and spends his time between his home in Florence, Italy and Luxembourg.
Jan Pilbauer is Payments Canada’s Executive Director, Modernization and CIO. In this role, he leads the modernization of the Canadian core clearing and settlement payment infrastructure, including implementation of ISO 20022. He also sets the strategic direction for the information technology at Payments Canada.
Jan possesses strong business and technology executive-level experience in payment systems and the cash industry. He has served in increasingly senior leadership positions over the years, leading important projects for mission-critical and high availability systems in the central banking environment. Prior to joining Payments Canada in 2015, Jan was Director of the Central Bank Counterfeit Deterrence Group, an international collaboration of central banks under the auspice of the Bank for International Settlements.
Jan has 15 years of IT experience. He is actively involved in Payments Canada’s investigation of, and experiments with, blockchain technology and maintains strong ties with the fintech community in Canada.
Tony Richards is Head of Payments Policy at the Reserve Bank of Australia where he is responsible for the Bank’s analysis and advice to the Payments System Board on improving the safety and efficiency of the Australian payments system and the Bank’s oversight of Australia's clearing and settlement facilities. His previous roles at the Reserve Bank have included serving as Head of Economic Analysis, Head of Economic Research and Deputy Head of International Department.
Mr. Gonzalo Santamaria has honed much of his leadership skills and industry knowledge within a realm spanning more than 30 years of technical, commercial and managerial experience in the currency sector. He has forged much of his background first in the technical, and consequently in the commercial and business development streams within world-class supplier companies in the industry. In parallel, he has accumulated valuable experience in automation of banknote processing, process re-engineering, supply-chain optimization and efficiencies through security of cash in the cash cycle. During these tenures and in diverse global locations, he successfully assisted in designing and implementing state-of-the-art automated currency vault solutions, cash management re-engineering including commercial cash processing patents, and supply chain optimization solutions.
In June 2011, Gonzalo was named Managing Director for Currency Research (CR) in the Europe and Latin America regions. In October 2014, he was promoted to Vice President with full oversight over all regional Cash Cycle Seminars (ICCOS) as well as CR's Review Seminars, and Co-Chairman of the Coin Conference. As of 2017, Gonzalo was promoted to Vice President of Payments & Business Developement to foster and manage the consulting arm of the business additionally to the Central Bank Payments and Infrastructure initiatives. Gonzalo currently resides in his birthplace of Madrid, Spain. Throughout his educational and professional life has also lived in various countries including Canada, United Kingdom and the United States before settling once again in his native country. He is fluent in Spanish, English and French.
Björn Segendorf is adviser at the Financial Stability Department at the Swedish central bank, the Riksbank. His main areas of expertise are retail payment, financial infrastructure and related policy issues. Björn focuses on the structural changes of the retail payment market including the decreasing use of cash, innovation and the entry of non-banks. He is a member of the ESCB Market Infrastructure and Payments Committee, the BIS CPMI Working Group on Digital Innovation and until recently the BIS CPMI Working Group on Retail Payments.
Björn has a Ph.D in Economics from the Stockholm School of Economics and has been a special visiting fellow at Princeton University.
Amor Sexton is a Senior Innovation Manager at Citi's Innovation Lab in Dublin, where she is a business lead for the exploration of digital money and blockchain technology. Prior to joining Citi, Amor was a lawyer at Australia's first specialist digital currency legal practice, a founding member of a multidisciplinary collaborative blockchain research initiative supported by Harvard Law and MIT Media Lab, and a consultant to numerous companies and industry groups in the blockchain space.
Craig is Chief Executive of Faster Payments Scheme Limited (FPSL). He has enjoyed a successful and varied career as a board director, unit director and strategy consultant in the telecoms payments and technology industries, gaining substantial operations and strategic management experience within the Vodafone and T-Mobile Groups. Earlier in his career he worked as a strategy consultant with McKinsey & Company in telecoms, transportation, healthcare and financial services, with an initial focus on information systems.
Prior to joining FPSL in 2012 he worked internationally with the global consulting firm, AT Kearney, as an Associate Director in their Communications, Media and Technology practice.
Craig is also executive chairman of the Mobile Payments Service Company, the operating company for Paym, the cross industry mobile payments service.
In 2012 he was appointed by the Department of Culture Media and Sports as a non-executive expert member of the UK Telecoms National Regulatory Authority (Ofcom’s) Communications Consumer Panel and Advisory Committee on the Old and Disabled.
In 2014 he was appointed by the Financial Conduct Authority as a member of the Payments System Regulator Statutory Panel.
Vasudevan Parameswaran is a Chief General Manager of the Payment & Settlement Systems (DPSS) Department of the Reserve Bank of India (RBI). Mr. Parameswaran has over two decades of experience in the central bank, and over the years has worked in banking supervision, non-banking supervision, and payment & settlement systems. He is part of the senior team in RBI for policy formulation in payment systems, and acts as project leader for certain large and critical payment system projects of the central bank. He has represented RBI in the CPMI Working Group (of the BIS) on Retail Payments. As a member of the training fraternity in RBI, he has also addressed payment system requirements in East Africa, Ghana and Bhutan. A cost accountant by profession, he has a management degree in finance with special interests in information systems and information security management.
Francis Wasa holds a B.Sc. and an MBA degree in Management Studies and has attended several training programs both locally and internationally including: Payment System Risk Conference by Federal Financial Institutions Examination Council (FFIEC) 2012; Electronic Banking course by the Federal Reserve Bank, Washington D.C.; Loans Analysis School by the Federal Deposits Insurance Corporation (FDIC) USA; the GSMA NFC & Mobile Money Summit in Milano, Italy; and the 15th European Central Bank Seminar on Payment, Clearing and Settlement for Central Banks. Francis is presently a Deputy Director, Banking & Payments System Department, at the Central Bank of Nigeria. He was also a Senior Bank Examiner in the Bank.
Bernard Wee is the Executive Director of the Financial Markets Development Department and Payments and Technology Solutions Office in the Monetary Authority of Singapore (MAS). The Financial Markets Development Department aims to build a vibrant financial market in Singapore, bringing together sell-side capital market products and solutions with buy-side asset managers and insurers. The Payments and Technology Solutions Office is part of the Financial Technology and Innovation Group, which aims to foster a sound and innovative payments and technology ecosystem through partnership and a progressive, risk-based regulatory framework. From 2013 to 2015, Bernard headed the International Department, which oversees MAS’s international and regional co-operation. From 2007 to 2013, Bernard headed the Monetary Management Division, and was responsible for Singapore dollar foreign exchange and money market operations, and the government securities market. Bernard graduated from Columbia University in New York with a Bachelor of the Arts in Political Science (2000) and Master of Public Administration (2001). He has two corgis, aged 5 and 11.
Gordon Werkema is Payments Strategy Director for the Federal Reserve System, responsible for leading major payment system improvement initiatives described in the Federal Reserve’s “Strategies for Improving the U.S. Payment System” paper. Notably, Mr. Werkema is leading the Federal Reserve’s strategies related to faster payments, payments security and stakeholder engagement, collaborating with the Federal Reserve’s current financial services product leaders to execute the full complement of strategies outlined in the paper.
Previously, Mr. Werkema served as First Vice President and Chief Operating Officer, Federal Reserve Bank of Chicago, and Product Director of the System’s National Customer Relations and Support Office.
Carolyn A. Wilkins was appointed as Senior Deputy Governor of the Bank of Canada in May 2014. She oversees the Bank’s strategic planning and its research agenda. Ms. Wilkins is a member of the Bank’s Governing Council and sits on its Board of Directors.
Ms. Wilkins represents the Bank at the Financial Stability Board and chairs the FSB’s Regional Consultative Group for the Americas. She previously served on the Basel Committee on Banking Supervision and chaired its Working Group on Liquidity.
Ms. Wilkins studied economics and earned degrees from Wilfrid Laurier University and the University of Western Ontario. She then spent the first years of her career with the Department of Finance and the Privy Council Office.
Ms. Wilkins joined the Bank in 2001, and in 2011 became Chief of the Bank’s Financial Stability Department. Ms. Wilkins went on to serve as Advisor and as Secretary to Governing Council before assuming her current role.